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Enrique Alzate
Realtor Broker

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Houses for Sale in Charlotte North Carolina

Enrique Alzate Realtor

Who is Enrique Alzate?

There is no question as to why Enrique Alzate is a Top Producing Realtor in  Charlotte, North Carolina area! So many factors contribute to his success. He has an extensive knowledge of the entire transaction from the beginning to the end which allows him to flawlessly guide his clients through the process of buying or selling a home with ease. Whether working with a first time home buyer, a family needing to upsize or a new investor Enrique is the perfect agent no matter what stage of life you are in!

Enrique has made many connections during his time in the industry and has been able to surround himself with wonderful partners who share his same passion for this business. He has an excellent circle of Mortgage Brokers, Lenders, Attorneys, Home Inspectors, Home Warranty Companies, Contractors… etc.

Enrique’s main source of business is referrals he receives from his previous and current clients. He earns the respect of his clients by working tirelessly on their behalf and always going the extra mile to insure that each and every client is 100% satisfied at the end of their transaction.

Enrique often gives back to his community by taking time to educate potential homebuyers on the home buying or selling process. He has spots on two local Latino Radio Shows where he gives advice on things like building credit, current market conditions and new loan programs to help consumers make their dream of home ownership a reality.

In his free time you will find Enrique cheering on his son at his swim meets, visiting his daughter at college or spending one on one time with his wife, Juliette. He is blessed to have a wonderful family who has supported him every step of the way in his Real Estate career.

In 2020 Enrique was featured on the cover of the Charlotte Real Producers magazine. In the article he was quoted as saying “I roll out the Red Carpet for every client. There are real people and families behind every contract. There are genuine feelings in every transaction. I care about them all.” This is truly what sets Enrique apart from the others, his genuine desire to help each and every client make their dreams a reality.,

How has my experience as a real state agent been?

My people-first approach to real estate makes all the difference. Learn about my passion for the profession through these testimonials that speak to the individualized, attentive, effective strategies that have brought Alzate Realty it’s success.

Facebook Reviews - Houses for sale in charlotte NC

Here you will find some of the comments from clients we have supported over the last few months. But don’t be alone with this information and the happiness of others, call me now, I am sure that in the near future you will leave your comment of happiness for the purchase of your new home.

Yaneth Osorio
Yaneth Osorio
2021-05-07
recommendsVerified
Aber trabajado con don Enrique fue la mejor desicion estamos muy contentos con los resultados de nuestra venta y compra de nuestra segunda casa 🏠 les recomiendo trabajar con don Enrique el tiene muchas obciones como el dise el tiene el abecedario completo si no se puede trabajar con la obcion A el tiene todo el abecedario don Enrique y su equipo de trabajo son un excelente equipo se los recomiendo no duden en llamarlo Gracias don Enrique.
Angela Herrera Soriano
Angela Herrera Soriano
2021-04-02
recommendsVerified
Enrique es muy profesional en su trabajo nos asesoró para la venta y compra de nuestra casa todo lo hizo más fácil para nosotros y fue un proceso muy rápido, gracias por todo, Bendiciones
Sairy Nuñez
Sairy Nuñez
2020-10-30
recommendsVerified
Working with Enrique and his team made the journey of being a first time homeowner a smooth process. Enrique told me from the very beginning what was needed and didn’t give me false hope. At the closing, the attorney explained everything and answered any doubts I had. Enrique is a true professional and I will forever be thankful to him and his team 😁
Cesar García Arias
Cesar García Arias
2020-07-14
recommendsVerified
Dándole las gracias por su gran trabajo y dedicación y por habernos ayudado a comprar nuestro hogar.Excelente trato queda a sus clientes y su disponibilidad.Podemos decir que es el mejor en Charlotte les invito a cada uno que con Enrique se puede...
Gisela Carolina Gomez
Gisela Carolina Gomez
2020-05-09
recommendsVerified
Haber trabajado con Enrique para encontrar nuestra casa fue la mejor decisión. La experiencia y conocimiento de diferentes situaciones y opciones que él maneja jugaron un papel esencial para tomar este paso, Enrique nos ayudó a entender cómo no es imposible convertirse en Homeowners siempre que cuentes con la orientación adecuada. En un mes conseguimos nuestra casa y firmamos, aún durante tiempos de COVID19 Enrique siempre estuvo disponible para responder nuestras preguntas. Gracias!!! 🏡🙂
Carolina Vargas
Carolina Vargas
2020-05-07
recommendsVerified
Por que es el mejor realtor latino en Charlotte!
Petra Rodriguez
Petra Rodriguez
2020-04-24
recommendsVerified
100% recomendado Enrique iso que el proceso fuera fácil y rápido para agarrar mi casa 🏡 pone todo su empeño para agarrar la casa que tú deseas y el siempre te mantiene informada sobre toda la información del proceso fue un placer escojerlo como realtor y otra vez muchas muchas gracias que dios lo bendiga 🙏🏡
Dayami Fernandez Peña
Dayami Fernandez Peña
2020-03-26
recommendsVerified
Excelente ,conoce mucho de su trabajo muy rapido te enseña lo que busca te explica todo detenidamente a mí en lo personal me encanto se lo recomiendo a cualquiera no se van arrepentir
Mario Poujol Sr.
Mario Poujol Sr.
2020-03-19
recommendsVerified
Enrique es el mejor de charlotte me vendió la casa en un día y me consiguió otra rápido para comprar muy decente y profesional y me sobró dinero para comprar otra lo recomiendo al 100% gracias Enrique que Dios lo bendiga y siga ayudando gente

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What People Says

FAQ

WHAT DOCUMENTS DO I NEED TO BUY?

For employees, a form W-2 of the last two years and the last four pay stubs; and for self-employed (form 1099), taxes of the last two years and bank statements for the last two months.

WHAT ARE THE FIRST-TIME HOMEBUYER BENEFITS?

The down payment is very low starting at 3% of the value of the house, and in some cases the bank can finance 100% and only needs the closing costs of approximately $6,000. There are also government subsidies for first-time homebuyers, depending on several factors

CAN I BUY A SECOND HOUSE IF I HAVE ONE THAT I AM PAYING FOR?

Yes, you can. If the other house will be the primary residence and you rent the current one, the bank only asks for 5% of down payment plus closing costs

WHAT DO I NEED TO BUY A PROPERTY TO RENT IT?

:You need to have 20% of the value of the house plus closing costs

IF I AM SELF-EMPLOYED (form 1099) AND I DID NOT REPORT MUCH INCOME, CAN I BUY?

The bank always looks at the net income (the income that remains after deductions) of the last two years, and if it’s low it will not be possible, but there are special programs for these cases.

WHAT PROGRAMS ARE AVAILABLE FOR SELF-EMPLOYED WHO DO NOT REPORT A LOT OF INCOME IN THEIR TAXES?

There is a program in which the bank does not look at the taxes, it only looks at the bank deposits of the last 12 months, it’s very easy to qualify, but the down payment is no longer small, it will be 20% of the value of the house plus closing costs and the interest rate is much higher, because the bank does not look at the taxes.

IF I DON’T EARN ENOUGH, CAN I REQUEST THE LOAN FROM SOMEONE ELSE?

Yes, you can request it from a family member (parents, siblings, children, etc.), from friends or a permanent partner (you don’t have to be married); the two of you would be the owners

IF I BUY WITH SOMEONE ELSE, CAN THAT PERSON BUY ON THEIR OWN? DOES IT AFFECT THEM?

It doesn’t affect them, they can buy, but after a year. The important thing is that the payments are made by the main person to prove that they were only a help for the approval.

WHAT IS THE CREDIT SCORE REQUIRED FOR A HOME LOAN?

The higher the better because it directly affects the interest rate. The higher the score, the lower the interest rate. There are two types of loans. For Federal Housing Administration (FHA) loans, the normal is from 640, but there are banks that make exceptions and start from 580, and for conventional loans from 700.

DOES IT AFFECT THAT I AM PAYING FOR A CAR ON CREDIT?

It does affect you and a lot because it takes away your purchasing power. However, if the income is high, it would not affect much, but if it’s low, that payment would most likely prevent you from being approved to buy the house. Therefore, the advice is to buy the house first and then the car, or before buying the house, refinance the car in order to lower the monthly payment or transfer it to a family member so that it does not appear on the credit.

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